Disclosure and consumer protections for users of virtual currency kiosks modified.

1. **ONE-SENTENCE SUMMARY:** This bill modifies disclosure and consumer protection requirements for businesses operating virtual currency kiosks in Minnesota. 2. **KEY REQUIREMENTS:** - Provide clear disclosures about fees, risks, and terms of service at virtual currency kiosks. - Ensure that consumers can easily access information about how to report issues or seek assistance. - Implement security measures to protect consumer data and transactions. 3. **DEADLINES:** - The bill is currently introduced; monitor for updates on effective dates once passed. 4. **PENALTIES:** - Non-compliance may result in fines or penalties imposed by state regulators, though specific amounts are not detailed in the bill. 5. **SMB IMPACT:** Small businesses operating virtual currency kiosks will need to enhance their customer communication and security practices, which may require additional resources or adjustments to their operations. Compliance with these new requirements is essential to avoid potential fines.