Place requirements on the use of artificial intelligence systems by health carriers in making determinations about the provision of health care services.

1. **ONE-SENTENCE SUMMARY:** This bill requires health carriers to follow specific guidelines when using artificial intelligence systems to make decisions about healthcare services. 2. **KEY REQUIREMENTS:** - Health carriers must ensure transparency in how AI systems are used for healthcare decisions. - They must provide clear explanations to patients about AI-driven decisions. - Regular audits of AI systems must be conducted to ensure compliance with these guidelines. 3. **DEADLINES:** - The bill is currently introduced and does not have an effective date yet; keep an eye on legislative updates for when it may pass. 4. **PENALTIES:** - Non-compliance could result in fines or other enforcement actions, though specific amounts and mechanisms are not detailed in the current text. 5. **SMB IMPACT:** Small health carriers may need to invest in training and technology to comply with the new AI requirements, which could increase operational costs. However, ensuring transparency may also enhance trust with patients.