Relating To Consumer Protection.

1. **ONE-SENTENCE SUMMARY:** This bill prohibits digital financial asset transaction kiosks in Hawaii from allowing multiple customers to use the same wallet address for transactions starting October 1, 2026. 2. **KEY REQUIREMENTS:** - Ensure that no two customers can conduct transactions using the same digital financial asset wallet address at your kiosk. - Provide full refunds to customers under specified circumstances (details will need to be clarified once the bill is finalized). 3. **DEADLINES:** - Effective Date: October 1, 2026. - Compliance Deadline: Must be fully compliant by the effective date. 4. **PENALTIES:** - Specific fines and enforcement mechanisms are not detailed in the bill text but non-compliance could lead to regulatory penalties. 5. **SMB IMPACT:** Small businesses operating digital financial asset kiosks will need to update their systems to prevent wallet address sharing, which may require additional investment in technology or software. Compliance by the deadline is crucial to avoid potential penalties.