Provides for notice requirements where an insurer authorized to write accident and health insurance in this state, a corporation organized pursuant to article forty-three of this chapter, or a health maintenance organization certified pursuant to article forty-four of the public health law uses artificial intelligence-based algorithms in the utilization review process.

1. **ONE-SENTENCE SUMMARY:** This bill requires health insurers and organizations in New York to notify individuals when they use artificial intelligence algorithms in their decision-making processes for health insurance utilization reviews. 2. **KEY REQUIREMENTS:** - Provide clear notice to individuals when AI algorithms are used in utilization reviews. - Ensure that the notice includes information on how these algorithms may affect coverage decisions. 3. **DEADLINES:** - The bill is currently in the introduction stage; no effective date or compliance deadlines have been established yet. 4. **PENALTIES:** - Non-compliance with the notice requirements may lead to fines or other enforcement actions as determined by state regulators. 5. **SMB IMPACT:** Small businesses that provide health insurance will need to update their communication practices to include AI usage disclosures, which may require additional resources or training to ensure compliance.